TEKS Personal Finance Standards

TEKS Personal Financial Literacy Standards Alignment

Texas publishes TEKS for Personal Financial Literacy (§113.49), a personal finance-focused course, as part of their social studies standards. These standards align with a fusion of topics from our Personal Finance, Career Readiness,and Investing libraries of activities.

Activity Type Key:

Articles
Videos
Interactive Calculators
Comprehensive Tools
Includes Built-In Assessment

Standard Activity Activity Type
The student understands how to set personal financial goals. Break Free From Money Stress with a Budget
How To Save Money on Your Next Trip
Achieve Financial Goals with a Spending Plan
A Strategy to Build Wealth, Not Debt
The student understands how financial statements are used to assess and monitor financial well-being. How to Read an Income Statement
How to Read a Balance Sheet
The Cash Flow Statement Explained
The student analyzes components of compensation from employment. What’s in Your Compensation Package?
The Secret to a Comfortable Retirement
Why Health Insurance is So Expensive
The student critically evaluates consumption decisions. Buy vs. Lease a Car Calculator
Calculate Your Car Loan Payments
Credit Cards: Terms, Fees, and More
What to Do When You Need Money Fast
How Do You Stop Impulse Purchases?
Find Out Your Monthly Home Budget
The student understands the importance of saving and investing in creating wealth and building assets. Pay Yourself First: A Simple Yet Powerful Way to Build Wealth
Limits and Logs – Personalized Spending and Saving
Crack the Code to Becoming a Millionaire
What is Wealth?
The student understands the implementation of a saving and investing plan. Choosing the Best Banking Option for You
Is an Annuity Right for You?
Crack the Code to Becoming a Millionaire
Watch How Your Savings Could Grow (A Lesson in compound interest)
Model Your Financial Future (A Lesson on Investment Growth)
Why Invest in Stocks vs. Keeping in Savings?
What is Diversification & How to Spread Your Risk
A Beginner’s Guide to Investing in Stocks
A Simple Explanation of ETFs
The Pros and Cons of Mutual Funds
Getting Started with Bond Investing
Stock Game – Core Concept
How to do Investing Research? Tutorial Video
The student demonstrates an understanding of the importance of planning for retirement. The Secret to a Comfortable Retirement
Crack the Code to Becoming a Millionaire
The student identifies factors that affect credit worthiness. What Your Credit Report Says About You
What Your Spending Data Says About You
What Is Bankruptcy?
Getting Help With Debt Repayment
The student evaluates a decision to use credit A Beginner’s Guide to Borrowing Wisely
Credit Cards: Terms, Fees, and More
Calculate the True Cost of Credit Card Debt
How Debit Cards Work
Mortgage Options for First-Time Homebuyers
The student recognizes financial risks faced by individuals and families and identifies strategies for handling these risks. Types of Insurance
Why Health Insurance is So Expensive
Life Insurance: The Ultimate Safety Net
What Damage Does Home Insurance Cover?
What’s Not Covered in Renter’s Insurance?
Car Insurance: How to Lower Your Rates
The student understands how to identify and protect themselves from frauds, schemes, and scams. How to Avoid Identity Theft, Scams & Fraud
The student recognizes the costs and benefits of various types of college, postsecondary education, and training. Want to Work in Finance?
Are Internships Worth It?
Student Loan Repayment Calculator