Iowa State

State Standards

We compared our curriculum and the core financial literacy concepts that are covered in our Budget and Stock Games to the personal finance standards for the state of Iowa.

A list of the Iowa Financial Literacy Standards are below, along with a selection of activities from our games and library that align with each standard. Our curriculum library contains over 300 total lessons that can be customized for every class, so this may not include every lesson that may apply for each standard.

Course Outlines, Lesson Plans & Student Activities

Students will learn through playing the interactive online games, as well as completing the self-graded lessons that were designed to keep young learners engaged.

When you order PersonalFinanceLab™ for your class, you’ll also get access to course outlines, lesson plans, student activities and grading rubrics that tie everything together.

Check out our course outlines, we’ll walk you through every step of the way!

Get to Know PersonalFinanceLab™

We’re here to help engage your students to learn how to manage their money responsibly. Learn more about each of the main features and see how we can help transform your class.

Personal Budgeting Game

A monthly budget game with real-life scenarios and consequences.

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Stock Market Game

Build your students confidence in the financial markets as they learn how to invest their money wisely.

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Embedded Curriculum

Self-graded lessons aligned to National and Jump$tart Standards.

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We’re Here to Help!

Discover how the fully customizable platform can be tailored to fit the needs of your class by talking to a member of our team. Our curriculum specialists can guide you on how to integrate our lessons and games into your existing curriculum.

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Iowa Financial Literacy Standards Alignment

Find out which of our lessons or games reinforce the individual
knowledge statements from the Iowa Financial Literacy Standards.


Long-Term Game
Comprehensive Chapter
Short Lesson
Interactive Calculator
Includes Automatically-Graded Assessment

Develop Financial and Career Goals
Develop short- and long-term financial goals. Budget Game – Core Component
Lesson – Preparing for Retirement
Lesson – Building Wealth
Lesson – Planning Long-Term Purchases
Lesson – Pay Yourself First
Lesson – Spending and Saving Plans
Lesson – Family Planning
Activity – Use the Saving to be a Millionaire Calculator
Evaluate entrepreneurship, career choices and the effect on the standard of living. Lesson – Career Development
Lesson – Work vs Study
Lesson – Starting a Business
Lesson – Forms of Business Ownership
Lesson – What is Entrepreneurship?
Create a Saving and Spending Plan
Evaluate the effect of taxes and other factors on income. Budget Game – Core Component
Lesson – Income and Compensation
Lesson – Taxation Overview
Lesson – Preparing for Retirement
Develop a saving and spending plan using a financial recordkeeping tool. Budget Game – Core Component
Lesson – Spending and Saving Plan
Lesson – What are Financial Records?
Lesson – Budgeting and Spending Strategies
Apply consumer skills to saving and spending decisions. Budget Game – Core Component
Lesson – Pay Yourself First
Lesson – Researching Spending
Lesson – Planning Long-Term Purchases
Lesson – Spending and Saving Plans
Activity – Use the Home Budgeting Calculator
Analyze Credit and Debt Levels
Analyze the cost and benefits of different types of credit and debt. Lesson – Short-Term Financing
Lesson – Good Debt, Bad Debt
Lesson – Mortgages
Activity – Use the Car Loans Calculator
Activity – Use the Credit Card Payments Calculator
Summarize a borrower’s rights and responsibilities. Lesson – Using Credit
Lesson – Credit Cards
Lesson – Credit Reports
Lesson – Managing Credit
Investigate strategies to avoid and manage debt effectively. Lesson – Good Debt, Bad Debt
Lesson – Student Loans
Lesson – Bankruptcy
Lesson – Managing Debt
Evaluate Savings and Long Term Investments
Evaluate short-term savings tools. Budget Game – Core Component
Lesson – Investing Strategies
Lesson – Building Wealth
Lesson – Why Invest in Stocks?
Lesson – Pay Yourself First
Activity – Use the Net Worth Calculator
Apply investment tools to meet financial goals. Stock Game – Core Component
Activity – Use the Compound Interest Calculator
Activity – Use the Net Worth Calculator
Activity – Use the Saving to be a Millionaire Calculator
Measure Risk Management Tools
Justify reasons to use various forms of insurance. Lesson – Risk
Lesson – Health Insurance
Lesson – Car Insurance
Lesson – Rental Insurance
Lesson – Homeowner’s Insurance
Lesson – Life Insurance
Establish strategies for protection of personal identity and other forms of fraud. Lesson – Protecting Against Fraud
Lesson – What are Financial Records?

Information Request

If you would like to learn more about PersonalFinanceLab, schedule a personalized demo, or get a Test Drive account to preview our games and lessons for yourself, please fill out the form below.