| Develop Financial and Career Goals | | | | | | |
| Develop short- and long-term financial goals. |
Budget Game – Core Component
Lesson – Preparing for Retirement
Lesson – Building Wealth
Lesson – Planning Long-Term Purchases
Lesson – Pay Yourself First
Lesson – Spending and Saving Plans
Lesson – Family Planning
Activity – Use the Saving to be a Millionaire Calculator |
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| Evaluate entrepreneurship, career choices and the effect on the standard of living. |
Lesson – Career Development
Lesson – Work vs Study
Lesson – Starting a Business
Lesson – Forms of Business Ownership
Lesson – What is Entrepreneurship? |
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| Create a Saving and Spending Plan |
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| Evaluate the effect of taxes and other factors on income. |
Budget Game – Core Component
Lesson – Income and Compensation
Lesson – Taxation Overview
Lesson – Preparing for Retirement |
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| Develop a saving and spending plan using a financial recordkeeping tool. |
Budget Game – Core Component
Lesson – Spending and Saving Plan
Lesson – What are Financial Records?
Lesson – Budgeting and Spending Strategies |
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| Apply consumer skills to saving and spending decisions. |
Budget Game – Core Component
Lesson – Pay Yourself First
Lesson – Researching Spending
Lesson – Planning Long-Term Purchases
Lesson – Spending and Saving Plans
Activity – Use the Home Budgeting Calculator |
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| Analyze Credit and Debt Levels |
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| Analyze the cost and benefits of different types of credit and debt. |
Lesson – Short-Term Financing
Lesson – Good Debt, Bad Debt
Lesson – Mortgages
Activity – Use the Car Loans Calculator
Activity – Use the Credit Card Payments Calculator |
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| Summarize a borrower’s rights and responsibilities. |
Lesson – Using Credit
Lesson – Credit Cards
Lesson – Credit Reports
Lesson – Managing Credit |
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Investigate strategies to avoid and manage debt effectively. |
Lesson – Good Debt, Bad Debt
Lesson – Student Loans
Lesson – Bankruptcy
Lesson – Managing Debt |
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| Evaluate Savings and Long Term Investments |
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| Evaluate short-term savings tools. |
Budget Game – Core Component
Lesson – Investing Strategies
Lesson – Building Wealth
Lesson – Why Invest in Stocks?
Lesson – Pay Yourself First
Activity – Use the Net Worth Calculator |
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| Apply investment tools to meet financial goals. |
Stock Game – Core Component
Activity – Use the Compound Interest Calculator
Activity – Use the Net Worth Calculator
Activity – Use the Saving to be a Millionaire Calculator |
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| Measure Risk Management Tools |
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| Justify reasons to use various forms of insurance. |
Lesson – Risk
Lesson – Health Insurance
Lesson – Car Insurance
Lesson – Rental Insurance
Lesson – Homeowner’s Insurance
Lesson – Life Insurance |
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| Establish strategies for protection of personal identity and other forms of fraud. |
Lesson – Protecting Against Fraud
Lesson – What are Financial Records? |
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