Arizona State

State Standards

We compared our curriculum and the core financial literacy concepts that are covered in our Budget and Stock Games to the personal finance standards for the state of Arizona.

A list of the Arizona History and Social Studies Standards are below, along with a selection of activities from our games and library that align with each standard. Our curriculum library contains over 300 total lessons that can be customized for every class, so this may not include every lesson that may apply for each standard.

Course Outlines, Lesson Plans & Student Activities

Students will learn through playing the interactive online games, as well as completing the self-graded lessons that were designed to keep young learners engaged.

When you order PersonalFinanceLab™ for your class, you’ll also get access to course outlines, lesson plans, student activities and grading rubrics that tie everything together.

Check out our course outlines, we’ll walk you through every step of the way!

Get to Know PersonalFinanceLab™

We’re here to help engage your students to learn how to manage their money responsibly. Learn more about each of the main features and see how we can help transform your class.

Personal Budgeting Game

A monthly budget game with real-life scenarios and consequences.

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Stock Market Game

Build your students confidence in the financial markets as they learn how to invest their money wisely.

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Embedded Curriculum

Self-graded lessons aligned to National and Jump$tart Standards.

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We’re Here to Help!

Discover how the fully customizable platform can be tailored to fit the needs of your class by talking to a member of our team. Our curriculum specialists can guide you on how to integrate our lessons and games into your existing curriculum.

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Arizona Financial Literacy Standards Alignment

Find out which of our lessons or games reinforce the individual
knowledge statements from the Arizona History and Social Studies Standards.


Long-Term Game
Comprehensive Chapter
Short Lesson
Interactive Calculator
Includes Automatically-Graded Assessment

Standard Activity
A financially literate individual understands how to manage income, spending, and investment.
Evaluate how and why people make choices to improve their economic well-being. Budget Game – Core Component
Lesson – Pay Yourself First
Lesson – Career Development
Lesson – Work vs Study
Lesson – Family Planning
Lesson – Preparing for Retirement
Lesson – Building Wealth
Analyze the factors that influence how and why people make budgeting and saving choices. Budget Game – Core Component
Lesson – Pay Yourself First
Lesson – Budgeting and Spending Strategies
Lesson – Spending and Savings Plans
Evaluate the cost and benefits of using credit. Budget Game – Core Component
Lesson – Using Credit
Lesson – Good Debt, Bad Debt
Lesson – Importance of Interest Rates
Activity – Use the Car Loans Calculator
Activity – Use the Credit Card Payments Calculator
Compare the cost and benefits of several types of investments. Stock Game – Core Component
Investing101 Certification Course
Lesson – Building a Diversified Portfolio
Lesson – Investing Strategies
Evaluate the ways insurance may minimize personal financial risk. Lesson – Risk
Lesson – Car Insurance
Lesson – Health Insurance
Lesson – Renter’s Insurance
By applying economic reasoning, individuals seek to understand the decisions of people, groups, and societies.
Explain how scarcity results in economic decisions and evaluate their impact on individuals, institutions, and societies. Lesson – Why is there Scarcity?
Analyze how incentives influence economic choices for individuals, institutions, and societies. Lesson – What are Incentives?
Use cost-benefit analysis and/or marginal analysis to evaluate an economic issue. Lesson – Marginal Benefit and Cost
Individuals and institutions are interdependent within market systems.
Explain how buyers and sellers interact to create markets and market structures. Lesson – Supply and Demand Examples in the Stock Market
Lesson – Benefits of Competition
Lesson – Comparative Economic Systems – Capitalism, Socialism, and Communism
Evaluate how numerous factors and conditions influence market prices. Stock Game – Core Component
Lesson – Understanding Price Movements
Lesson – The Business Cycle
Evaluate the role of government in regulating market places. Lesson – Government impact on the economy
Explain the distinct types of business organizations and analyze the role of innovation and entrepreneurship in a market economy. Lesson – What is Entrepreneurship?
Lesson – What is Cottage Industry
Lesson – Types of Companies
The domestic economy is shaped by interactions between government, institutions, and the private sector.
Use economic data to analyze the health of a national economy. Lesson – Major Economic Indicators (GDP, CPI, Jobs)
Lesson – Gross Domestic Product
Evaluate the economic conditions that lead to fiscal and monetary policy choices and explain their impact on households and businesses. Lesson – Fiscal Policy Explained
Lesson – Monetary Policy
Lesson – Government impact on the economy
Explain the roles of institutions in a market economy. Lesson – Banks, Credit Unions, and Savings and Loans
Lesson – What is a Brokerage?
Lesson – Debt Management Services
Lesson – Employer and Employee Rights and Responsibilities
Lesson – What is the New York Stock Exchange?
Explain the effect of advancements in technology and training on economic growth and standards of living. Lesson – Labor and Productivity
Lesson – Comparitive Advantage
Lesson – What is Specialization?
The interconnected global economy impacts all individuals and groups in significant and varied ways.
Evaluate the advantages and disadvantages of global trade. Lesson – International trade
Evaluate how interdependence impacts individuals, institutions, and societies. Stock Game – Core Component
Lesson – Social Responsibility In Management
Lesson – Analyzing Consumer Behavior
Lesson – Inflation
Lesson – The Business Cycle
Lesson – Product Life Cycle
Lesson – Banks, Credit Unions, and Savings and Loans
Explain why nations chose to trade and how it is regulated. Lesson – International trade
Explain how national economies influence trade. Lesson – What is Economic Growth?
Lesson – Gross Domestic Product
Lesson – Comparative Advantage

Information Request

If you would like to learn more about PersonalFinanceLab, schedule a personalized demo, or get a Test Drive account to preview our games and lessons for yourself, please fill out the form below.