The first step to starting a budget is to understand how you spend your money NOW.
For the next month, write down absolutely everything you spend your money on – from school lunches to cups of coffee to clothes, and everything in between!
At the end of the month, take a look at all your spending, and try to categorize it (Food, Clothing, Transportation, ect). This will let you see what you are spending now. Now you can decide if you are happy with your current spending, or if you want to set different goals for next month!
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