Jesse is a driven and resourceful individual who embodies the spirit of a true go-getter, always striving to achieve her goals and live life on her own terms. She is athletic and plays competitive volleyball.
About Jesse
She can be described as:
- Ambitious Practical
- Health-conscious
- Animal lover
- Nature enthusiast
- Calculated risk-taker
Her money habits are:
- Jesse is a proactive and savvy investor, always on the lookout for opportunities to grow her wealth through calculated risks.
- She’s a firm believer in living below her means, and is willing to make sacrifices in the short-term to achieve her long-term goals.
- Jesse is a master of budgeting and financial planning, always staying on top of her expenses and investments.
- She’s a fan of DIY projects and self-sufficiency, often taking on projects like gardening, canning, and repairing her own equipment to save money and reduce waste.
Her goals and motivations are:
- Jesse’s short-term goal is to pay off her student loans and become debt-free within the next 5 years.
- Her long-term goal is to achieve complete financial independence, allowing her to pursue her passions for health, fitness, and the great outdoors.
- Jesse is motivated by the desire to be self-sufficient and free from financial stress, so she can spend her time doing what she loves – hiking, growing her own food, and caring for animals.
Jesse’s Investing Portfolio
Jesse’s investing portfolio is a mix of ETFs and stocks.
Jesse’s ETFs and Mutual Funds
Vanguard Total Stock Market ETF (VTI) – “This ETF provides broad exposure to the entire U.S. stock market, including small, mid, and large-cap stocks. I like this one because it’s a diversified, low-cost option that fits my long-term goal of wealth-building while minimizing risk.”
iShares MSCI Global Impact ETF (SDG) – “I’m passionate about sustainability and the environment, and this ETF invests in companies that are aligned with the UN’s Sustainable Development Goals. This would let me invest in companies that are focused on positive change, like those in renewable energy and health innovation.”
SPDR S&P 500 ETF (SPY) – “The S&P 500 has been historically a solid performer, and since I’m practical in my investment approach, I’d lean on this well-established fund for exposure to large-cap U.S. companies. It’s reliable, and I trust it will give me solid returns over time.”
Jesse’s Stocks
Peloton (PTON) – “Since I’m passionate about health and fitness, Peloton makes sense as a stock pick. The company is a leader in home fitness equipment and subscriptions, and with the ongoing trend toward health and wellness, I think it’s a strong contender for long-term growth in the fitness space.”
NextEra Energy (NEE) – “Renewable energy is something I’m really invested in, both personally and financially. NextEra Energy is one of the largest producers of wind and solar energy, and it’s a company that embodies the future of clean energy. This fits my value of sustainability and my interest in long-term, stable investments.”
Johnson & Johnson (JNJ) – “With my health-conscious mindset, I like the idea of investing in a company that focuses on healthcare products, medical devices, and pharmaceuticals. Johnson & Johnson is a stable, dividend-paying company that could provide steady returns while aligning with my values of improving overall well-being.”
Amazon (AMZN) – “Amazon is a no-brainer for me in terms of growth. It’s an e-commerce and cloud computing giant, and its influence continues to expand. While it’s a more traditional pick, I’d choose Amazon for its consistent growth potential, innovation in various sectors, and ability to adapt to market changes.”
Jesse’s Short-Sells
Carnival Corporation (CCL) – “Given the ongoing changes in the travel and hospitality industry, especially in the wake of the pandemic, I’d consider shorting Carnival. The cruise industry has been significantly impacted by health concerns, and the shift toward more sustainable travel options could put further pressure on this sector. With Carnival’s heavy reliance on cruise line revenue, I think it faces a challenging future, making it a potential short-sell candidate.”
GameStop (GME) – “GameStop is a prime example of a stock driven more by hype and speculative trading than actual business fundamentals. Although there was a brief meme-stock surge, I believe that GameStop’s business model is outdated in the face of digital gaming trends and the decline of physical retail. I’d short GameStop because I think its stock is overvalued and will likely see a correction as its underlying business struggles to adapt.”
Jesse Overall
Jesse’s portfolio is fairly diversified – with a big emphasis on broad-market ETFs. She is generally setting herself up for a longer-term outlook and (hopefully) slow, steady returns.