See our introduction webinar to walk through every aspect of creating your class stock, adding assignments, viewing reports, and much more.

Also check our webinar in managing your class Budget Game, including how the game works, class set-up, and teacher reports.

PersonalFinanceLab is all about helping young people learn more about financial literacy, with our animated videos, budgeting game, and stock game working with our lesson library to bring learning to life.

To bring these concepts to life, our cast of characters has been showing up across our games, videos, and lessons for the last year. These characters have their own personalities and attitudes about money, which helps students see how financial concepts play out in the real world.

Model Portfolios for Financial Literacy Month

To help kick off our Financial Literacy Challenge for the 2025 Financial Literacy Month, we wanted to formally introduce our cast of characters. Each character has also put together their own portfolio for the Stock Game portion of the Challenge – and are happy to explain how and why they made their picks.

If your students are struggling to make their first trades, our cast can help! Each cast member has 3 ETFs or mutual funds in their portfolio, 4 stocks they bought, and 3 stocks they shorted. They all also share their reasoning of why each holding belongs in their portfolio – giving great rationale for students to refer to as they build their own portfolios!

Each of the Cast Members will appear in the Stock Game Rankings for the Financial Literacy Challenge, so students can see how they perform against each of these model portfolios!

Meet The Cast

chet

Chet

Chet is a laid-back and carefree individual who lives in the moment, often prioritizing short-term pleasures over long-term consequences.

Tia

Tia is a meticulous and analytical individual who thrives in the world of numbers and technology, always seeking to optimize her life. She could spend hours doing puzzles or complex math-based games.

Tia
eric

Eric

Eric is a rugged and energetic handyman who thrives on action and competition, always looking for the next challenge or project to tackle with his hands-on skills and booming personality. He used to play football in school, and now plays recreational softball on weekends.

Maggie

Maggie is a sentimental and practical individual who values stability and security, often prioritizing comfort and familiarity over adventure and risk.

Maggie
esteban

Esteban

Esteban is fascinated by space since he was a kid. He loves  reading and writing science fiction, and his dry sense of humor is loved by his friends and classmates (and tolerated by his teachers). He effortlessly gets good grades.

Jesse

Jesse is a driven and resourceful individual who embodies the spirit of a true go-getter, always striving to achieve her goals and live life on her own terms. She is athletic and plays competitive volleyball.

Jesse
Ryan

Ryan

Ryan is a charismatic and confident entrepreneur who effortlessly navigates the cutthroat world of high-stakes business deals with his quick wit, sharp instincts, and infectious charm.

Amira

Amira is a creative and empathetic individual who thrives in the world of art and self-expression, always seeking to inspire and uplift those around her.

amira

We will be introducing students to the Cast throughout the challenge to help give tips, trading ideas, and help cement the core principles of financial literacy.

If you haven’t already encountered our Cast in our videos and mini-games, stay tuned as they make more appearances across our lessons and activities!

-The PFinLab Team

Ryan is a charismatic and confident entrepreneur who effortlessly navigates the cutthroat world of high-stakes business deals with his quick wit, sharp instincts, and infectious charm.

About Ryan

He can be described as:

  • Bold
  • Social
  • Business savvy
  • Isn’t afraid to be the “bad guy” in a business deal

His money habits are:

  • Tia is a master of budgeting and financial planning, always seeking to optimize her expenses and investments through clever life hacks and research.
  •  She’s a fan of automating her finances, using apps and tools to streamline her savings and investments.
  • Tia is a bargain hunter, always on the lookout for deals and discounts.
  • She loves to buy and sell products on eBay.
  • She’s a firm believer in the power of compound interest, and is always looking for ways to maximize her savings and investments.

His goals and motivations are:

  • Tia’s short-term goal is to complete her education and become a certified math teacher, inspiring the next generation of math whizzes.
  • Her long-term goal is to create a comprehensive online resource for math education, providing accessible and engaging learning tools for students of all ages.
  • Tia has a secret love for competitive puzzle-solving, and often spends her free time solving complex math problems and brain teasers.

Ryan’s Investing Portfolio

Ryan’s investing portfolio is a mix of ETFs and stocks.

Ryan’s ETFs and Mutual Funds

ARK Innovation ETF (ARKK)“This is all about disruptive technology. With my startup ambitions and drive to stay ahead of the curve in the tech world, this ETF would be a natural fit. It’s loaded with stocks that could revolutionize industries, like Tesla and CRISPR, which could give me both the high growth and excitement I’m looking for.”

SPDR S&P 500 ETF Trust (SPY)“It’s hard to ignore the stability of the S&P 500. While I like to take risks, I’d still want a foundation of steady growth. This ETF gives me exposure to the top 500 companies in the U.S., and it’s a smart way to balance my portfolio while riding the growth of America’s leading businesses.”

VanEck Vectors Luxury Goods ETF (LUX)“Given my weakness for luxury items—cars, watches, and suits—I’d definitely want to take advantage of the luxury goods market. This ETF focuses on global luxury brands like LVMH and Richemont. It’s a way to capitalize on a sector I’m personally invested in, while also diversifying my portfolio.”

Ryan’s Stocks

Tesla (TSLA)“As someone who loves fast cars and thrives on disruption, Tesla would be a no-brainer. Elon Musk’s company is at the forefront of electric vehicles and renewable energy, and it has huge growth potential. Plus, owning a piece of Tesla would give me a front-row seat to the future of the automotive and energy sectors.”

Nvidia (NVDA)“With my focus on tech innovation and the future, Nvidia’s position in the AI, gaming, and data center industries is exactly where I want to be. AI and machine learning are areas that I’d want to be heavily invested in, and Nvidia is a leader in this space with major upside potential as AI continues to take over.”

Square (SQ)“As someone with business savvy, I’m always looking for innovative ways to disrupt traditional financial systems. Square, with its focus on simplifying payments and financial services for businesses, is a leader in fintech. With the continued rise of digital payments, Square is a stock I’d want to hold to capitalize on this booming sector.”

Ralph Lauren Corporation (RL)“Ralph Lauren represents classic American luxury, offering high-end fashion, accessories, and home goods. The brand’s presence both in the U.S. and internationally makes it an appealing choice for me. Ralph Lauren’s ability to blend timeless style with modern luxury and its push into global markets make it a stock I want in my portfolio.”

Ryan’s Short-Sells

Netflix (NFLX)“Netflix has been a leader in streaming, but the competitive landscape has become more intense, with services like Disney+, Amazon Prime Video, and HBO Max all making significant strides. Netflix’s reliance on increasing subscription prices while trying to fight off password sharing might lead to subscriber losses. Add to that the pressure from growing content costs and competition, and I’d consider shorting Netflix as it may face growth struggles in the future.”

Coinbase (COIN)“The cryptocurrency market is notoriously volatile, and with recent regulatory challenges, I think Coinbase is facing an uphill battle. While crypto has its place, the uncertainty around regulations and market fluctuations make Coinbase a risky bet. I’d short-sell this stock, betting on the turbulence to weigh it down.”

Ryan Overall

Ryan has a focus on innovation and luxury – ventures that can be highly profitable, but can also be very risky. To keep himself grounded, he does keep the SPY ETF in his portfolio (giving him a wide, diversified base), but he might want to rebalance his portfolio quickly if bad economic news started making headlines.

Tia is a meticulous and analytical individual who thrives in the world of numbers and technology, always seeking to optimize her life. She could spend hours doing puzzles or complex math-based games.

About Tia

She can be described as:

  • Perfectionist
  • Analytical
  • Meticulous
  • Introverted
  • Reserved

Her money habits are:

  • Tia is a master of budgeting and financial planning, always seeking to optimize her expenses and investments through clever life hacks and research.
  •  She’s a fan of automating her finances, using apps and tools to streamline her savings and investments.
  • Tia is a bargain hunter, always on the lookout for deals and discounts.
  • She loves to buy and sell products on eBay.
  • She’s a firm believer in the power of compound interest, and is always looking for ways to maximize her savings and investments.

Her goals and motivations are:

  • Tia’s short-term goal is to complete her education and become a certified math teacher, inspiring the next generation of math whizzes.
  • Her long-term goal is to create a comprehensive online resource for math education, providing accessible and engaging learning tools for students of all ages.
  • Tia has a secret love for competitive puzzle-solving, and often spends her free time solving complex math problems and brain teasers.

Tia’s Investing Portfolio

Tia’s investing portfolio is a mix of ETFs and stocks.

Tia’s ETFs and Mutual Funds

Invesco QQQ Trust (QQQ)“Technology is the future, and I love the idea of investing in innovative companies that drive the tech world forward. QQQ gives me exposure to the NASDAQ-100, which includes major tech giants, and aligns with my interest in tech and optimizing things in the digital space.”

Vanguard Total Bond Market ETF (BND)“I appreciate the idea of steady income and stability, so a bond ETF like this, which provides broad exposure to U.S. investment-grade bonds, sounds ideal. Bonds are generally less risky, and I value security in my investments, so this one fits my financial goals perfectly.”

iShares MSCI Emerging Markets ETF (EEM)“I like to diversify my investments and take advantage of growth in emerging markets. EEM helps me achieve that, giving me exposure to developing economies that might offer higher growth potential over the long run.”

Tia’s Stocks

Apple (AAPL)“I’m all about technology and innovation, and Apple is a leader in both. Their constant product upgrades and strong brand loyalty make it a solid long-term investment. Plus, with their consistent revenue and ability to generate cash flow, it aligns well with my strategy for steady growth and dividends.”

Microsoft (MSFT)“Microsoft is another tech giant that I admire. Their focus on cloud computing and enterprise software is impressive, and I like how they’ve managed to adapt and stay relevant over time. The steady growth potential, coupled with a solid dividend, makes MSFT a perfect fit for my portfolio.”

Berkshire Hathaway (BRK.B)“I value smart, long-term investing, and Berkshire Hathaway is the epitome of that philosophy. With Warren Buffett’s disciplined approach to value investing and the diversified nature of the company’s holdings, it’s an ideal stock for me to buy and hold for the long haul.”

Visa (V)“Visa is one of the best stocks in the financial sector. I’m always looking for companies with strong competitive advantages, and Visa’s global network of payments and consistent profitability fit that bill. Plus, they benefit from the shift towards digital payments, which I believe will only grow.”

Tia’s Short-Sells

Tesla (TSLA)“Tesla has experienced incredible growth, but I believe the stock is significantly overvalued at times, especially given the volatility and competition in the electric vehicle market. While Tesla is a leader, it faces increasing competition from both traditional automakers and new startups, which could impact its growth rate in the future. I am short selling because I believe the stock price is outpacing the fundamentals.”

Meta Platforms (META)“Meta has been heavily investing in the Metaverse, but I’m skeptical about how quickly that market will develop. In the meantime, their core advertising business faces increasing competition, and regulatory pressures are growing. If I believe the stock is overestimating the potential of its long-term strategy, I’d consider short selling it, especially if the market sentiment shifts negatively.”

Tia Overall

Tia is focused on keeping diversified and making smart investments. Her holdings in QQQ (an ETF that focuses in NASDAQ, with a lot of tech stocks), Apple, and Microsoft give her a bit more risk with technology stocks, but she is somewhat offsetting this with her broad-range ETFs and other holdings.

Maggie is a sentimental and practical individual who values stability and security, often prioritizing comfort and familiarity over adventure and risk.

About Maggie

She can be described as:

  • Loyal
  • Helpful
  • Sentimental (keeping everything from old love letters to receipts from special occasions)
  • Frugal
  • Cautious
  • A bit of a pack rat

Her money habits are:

  • Maggie is a diligent saver, always setting aside a portion of her income for rainy days and long-term goals.
  • She’s not one to take risks with her money, preferring to stick with tried-and-true investments and savings strategies.
  • Maggie is good at living within her means, rarely splurging on big-ticket items or lavish expenses.
  • She’s always happy to lend a helping hand and is known for her thoughtful and practical gifts.

Her goals and motivations are:

  • Maggie’s short-term goal is to create a cozy and comfortable home for herself and her beloved cat, Luna.
  • Her long-term goal is to build a secure financial future, free from debt and financial stress.
  • Maggie is motivated by the desire to feel safe and stable, and to be able to help her friends and loved ones in times of need.
  • She loves to knit and make her own clothes, she’s craft and have made quilts, pillows, curtains and most of the cloth-based items in her home.

Maggie’s Investing Portfolio

Maggie’s investing portfolio is a mix of ETFs and stocks.

Maggie’s ETFs and Mutual Funds

Vanguard Dividend Appreciation ETF (VIG)“I like the idea of companies with a strong history of increasing their dividends. This ETF is full of established, reliable companies that focus on steady growth. It fits with my cautious nature since it focuses on companies that are financially stable.”

Vanguard Total Bond Market ETF (BND)“I appreciate the idea of steady income and stability, so a bond ETF like this, which provides broad exposure to U.S. investment-grade bonds, sounds ideal. Bonds are generally less risky, and I value security in my investments, so this one fits my financial goals perfectly.”

SPDR S&P 500 ETF (SPY)“I’m not one to take crazy risks, but the S&P 500 is a solid, long-term performer. It’s a broad-market ETF that tracks the performance of 500 large companies in the U.S. This kind of stable, proven growth fits well with my long-term goals of financial security and building wealth for the future.”

Maggie’s Stocks

Procter & Gamble (PG)“Procter & Gamble is a well-established company that provides everyday household products. It has a long history of paying dividends and is known for its strong brand presence and consistent earnings. I like that it’s a company I can rely on to stay steady, especially in times of economic uncertainty.”

Coca-Cola (KO)“Coca-Cola has been a reliable stock for years. It’s a big name in the beverage industry and has a track record of consistent dividends. I prefer these types of stable companies that have stood the test of time. Plus, it’s one of those brands people trust, which makes it feel like a safe bet in my eyes.”

Johnson & Johnson (JNJ)“This company is a solid, long-standing healthcare giant. It’s known for its stability, even during economic downturns. Johnson & Johnson also pays reliable dividends, which aligns with my preference for steady, predictable income. Plus, healthcare is a necessity, so I feel secure investing in it for the long haul.”

Walmart (WMT)“Walmart is a giant in the retail sector and a company that has managed to adapt over time. It’s a consistent performer with a solid dividend history, making it a good choice for my strategy. Plus, in tough economic times, people still need to buy essentials, which adds a layer of stability to Walmart’s performance.”

Maggie’s Short-Sells

Tesla (TSLA)“While Tesla has been a darling of the stock market for years, its volatility and the uncertainty surrounding its valuation make it a potential candidate for short-selling. The stock price has been extremely high compared to traditional valuation metrics, and there are risks related to its competition in the electric vehicle (EV) market, regulatory issues, and CEO Elon Musk’s unpredictable behavior. This could lead to a significant price correction, making it a potential short-sell pick for someone like me who’s more cautious and prefers stability.”

Meta Platforms (META)“I’m wary of big tech companies like Meta because of their increasing regulatory scrutiny, privacy issues, and the growing backlash against their business practices. These challenges might negatively impact their long-term stability, and I’d consider short-selling their stock if I thought these problems would drive their value down over time.”

Maggie Overall

Maggie is not a risk-taker, and her portfolio shows it. She has a strong emphasis on broad-market ETFs and stocks that pay dividends – so she does not need to focus so much on the daily ups and downs of her portfolio.

Jesse is a driven and resourceful individual who embodies the spirit of a true go-getter, always striving to achieve her goals and live life on her own terms. She is athletic and plays competitive volleyball.

About Jesse

She can be described as:

  • Ambitious Practical
  • Health-conscious
  • Animal lover
  • Nature enthusiast
  • Calculated risk-taker

Her money habits are:

  • Jesse is a proactive and savvy investor, always on the lookout for opportunities to grow her wealth through calculated risks.
  • She’s a firm believer in living below her means, and is willing to make sacrifices in the short-term to achieve her long-term goals.
  • Jesse is a master of budgeting and financial planning, always staying on top of her expenses and investments.
  • She’s a fan of DIY projects and self-sufficiency, often taking on projects like gardening, canning, and repairing her own equipment to save money and reduce waste.

Her goals and motivations are:

  • Jesse’s short-term goal is to pay off her student loans and become debt-free within the next 5 years.
  • Her long-term goal is to achieve complete financial independence, allowing her to pursue her passions for health, fitness, and the great outdoors.
  • Jesse is motivated by the desire to be self-sufficient and free from financial stress, so she can spend her time doing what she loves – hiking, growing her own food, and caring for animals.

Jesse’s Investing Portfolio

Jesse’s investing portfolio is a mix of ETFs and stocks.

Jesse’s ETFs and Mutual Funds

Vanguard Total Stock Market ETF (VTI)“This ETF provides broad exposure to the entire U.S. stock market, including small, mid, and large-cap stocks. I like this one because it’s a diversified, low-cost option that fits my long-term goal of wealth-building while minimizing risk.”

iShares MSCI Global Impact ETF (SDG)“I’m passionate about sustainability and the environment, and this ETF invests in companies that are aligned with the UN’s Sustainable Development Goals. This would let me invest in companies that are focused on positive change, like those in renewable energy and health innovation.”

SPDR S&P 500 ETF (SPY)“The S&P 500 has been historically a solid performer, and since I’m practical in my investment approach, I’d lean on this well-established fund for exposure to large-cap U.S. companies. It’s reliable, and I trust it will give me solid returns over time.”

Jesse’s Stocks

Peloton (PTON)“Since I’m passionate about health and fitness, Peloton makes sense as a stock pick. The company is a leader in home fitness equipment and subscriptions, and with the ongoing trend toward health and wellness, I think it’s a strong contender for long-term growth in the fitness space.”

NextEra Energy (NEE)“Renewable energy is something I’m really invested in, both personally and financially. NextEra Energy is one of the largest producers of wind and solar energy, and it’s a company that embodies the future of clean energy. This fits my value of sustainability and my interest in long-term, stable investments.”

Johnson & Johnson (JNJ)“With my health-conscious mindset, I like the idea of investing in a company that focuses on healthcare products, medical devices, and pharmaceuticals. Johnson & Johnson is a stable, dividend-paying company that could provide steady returns while aligning with my values of improving overall well-being.”

Amazon (AMZN)“Amazon is a no-brainer for me in terms of growth. It’s an e-commerce and cloud computing giant, and its influence continues to expand. While it’s a more traditional pick, I’d choose Amazon for its consistent growth potential, innovation in various sectors, and ability to adapt to market changes.”

Jesse’s Short-Sells

Carnival Corporation (CCL)“Given the ongoing changes in the travel and hospitality industry, especially in the wake of the pandemic, I’d consider shorting Carnival. The cruise industry has been significantly impacted by health concerns, and the shift toward more sustainable travel options could put further pressure on this sector. With Carnival’s heavy reliance on cruise line revenue, I think it faces a challenging future, making it a potential short-sell candidate.”

GameStop (GME)“GameStop is a prime example of a stock driven more by hype and speculative trading than actual business fundamentals. Although there was a brief meme-stock surge, I believe that GameStop’s business model is outdated in the face of digital gaming trends and the decline of physical retail. I’d short GameStop because I think its stock is overvalued and will likely see a correction as its underlying business struggles to adapt.”

Jesse Overall

Jesse’s portfolio is fairly diversified – with a big emphasis on broad-market ETFs. She is generally setting herself up for a longer-term outlook and (hopefully) slow, steady returns.

Esteban is fascinated by space since he was a kid. He loves  reading and writing science fiction, and his dry sense of humor is loved by his friends and classmates (and tolerated by his teachers). He effortlessly gets good grades.

About Esteban

He can be described as:

  • Intelligent
  • Funny
  • Curious
  • Rebellious
  • Doesn’t care what people think of him
  • Loves to debate ideas/play Devil’s advocate

His money habits are:

  • Esteban early in life understood that money was a human construct.
  • He doesn’t believe in the fiat monetary system, and invested early in cryptos.
  • He’s not active trader, he just sees the future of money being decentralized.
  • He is a man of simple needs, so his bills are low and his time horizon long.

His goals and motivations are:

  • Esteban’s short-term goal is to write a bestselling science fiction novel that explores the possibilities of intergalactic travel.
  • His long-term goal is to become a renowned expert in astrophysics, making groundbreaking discoveries that push the boundaries of human understanding.
  • Esteban is motivated by his insatiable curiosity and desire to explore the unknown, be that space, forbidden topics or even his own thoughts.

Esteban’s Investing Portfolio

Esteban’s investing portfolio is a mix of ETFs and stocks.

Esteban’s ETFs and Mutual Funds

ARK Innovation ETF (ARKK)“This fund is all about investing in disruptive technologies, and I’m all for that. It holds companies working on breakthroughs in areas like AI, space exploration, and blockchain, which is right up my alley. Plus, the future of tech is the future of everything, right?”

Grayscale Bitcoin Trust (GBTC)“Since I believe in decentralized finance and cryptos, this trust that gives me exposure to Bitcoin fits perfectly with my money philosophy. I’m not an active trader, but I definitely believe Bitcoin is part of the future financial system.”

Vanguard Total World Stock ETF (VT)“As a long-term thinker, I like broad exposure to the global stock market, and this one allows me to do that. It’s low-cost, and with my horizon being years down the line, it’s a solid pick for passive growth while I focus on my bigger goals.”

Esteban’s Stocks

Tesla (TSLA)“Elon Musk’s vision for the future, from electric cars to space travel, aligns perfectly with my view of a future that’s powered by technology and innovation. Tesla is at the forefront of not only electric vehicles but also sustainable energy solutions and even space tech through SpaceX. It’s a company that blends the future of transportation with a dash of rebellion, which I totally vibe with.”

MicroStrategy (MSTR)“I’m not just into the idea of cryptocurrencies; I believe they represent a fundamental shift in how money works. Since I prefer long-term holds over trading, I’d look at something like MicroStrategy, which holds a large Bitcoin position. I’m more into the philosophy of decentralized finance than trading for short-term gains.”

Nvidia (NVDA)“AI, machine learning, and blockchain all depend on advanced graphics processing, and Nvidia is the company making the hardware for the next wave of these technologies. As a fan of disruptive technologies, Nvidia is a perfect match. Plus, its role in AI and gaming can power the future in ways that are hard to predict, but undeniably exciting.”

Palantir Technologies (PLTR)“As someone who loves to debate ideas, play Devil’s advocate, and dive deep into understanding the world, Palantir’s work in data analysis and AI-driven decision-making would be an exciting area for me. The company focuses on gathering and analyzing massive amounts of data, which is crucial for everything from national security to understanding our universe on a deeper level.”

Esteban’s Short-Sells

GameStop (GME)“While the meme-stock frenzy might have been fun for some, I’m not convinced GameStop has a sustainable future in the long term. The company is struggling with transitioning from physical stores to digital, and it’s competing with giants like Amazon and digital game platforms that are more suited for the future. Its stock price was inflated by hype rather than solid fundamentals, and I think it’s a risky bet for the long-term.”

AMC Entertainment (AMC)“Similar to GameStop, AMC was caught in the meme-stock bubble, with its price driven up by retail investors rather than business fundamentals. Movie theaters face increasing competition from streaming platforms, and post-pandemic, the industry has been struggling. The shift in entertainment consumption habits, especially among younger generations, makes me skeptical that AMC will return to its glory days.”

Esteban Overall

Esteban’s head is in the clouds – literally. He has a strong focus on investments in space and cryptocurrencies – very lopsided in some very risky bets.

Eric is a rugged and energetic handyman who thrives on action and competition, always looking for the next challenge or project to tackle with his hands-on skills and booming personality. He used to play football in school, and now plays recreational softball on weekends.

About Eric

He can be described as:

  • Confident
  • Competitive
  • Hands-on
  • Energetic
  • Loud and boisterous
  • Creative

His money habits are:

  • His money habits are:
  • Eric is not naturally inclined to track his spending, and often relies on his partner or friends to keep him in check.
  • He’s prone to making impulse purchases, especially when it comes to sports equipment or tools for his next project.
  • However, as he gets older and wiser, Eric begins to take his financial future more seriously, seeking out advice and resources to help him achieve his long-term goals.
  •  He’s willing to make sacrifices and put in the hard work necessary to build wealth and secure his financial future.

His goals and motivations are:

  • Eric’s short-term goal is to finish remodeling a vintage muscle car that he’s been working on for years.
  • His long-term goal is to retire a millionaire, with a dream of traveling the world and enjoying his golden years in style.
  • Eric has a tendency to dominate conversations with his loud voice and strong opinions, but he’s also a good listener and values his friends opinions.
  • Eric loves woodworking and handcrafting, and often spends his free time building furniture or fixing up old cars.

Eric’s Investing Portfolio

Eric’s investing portfolio is a mix of ETFs and stocks.

Eric’s ETFs and Mutual Funds

SPDR S&P 500 ETF (SPY)“This one’s a classic. It’s a solid, broad-based investment in the stock market, which is perfect for my long-term goal of becoming a millionaire. I want to play it safe but still see good returns over time.”

Vanguard Consumer Discretionary ETF (VCR)“Since I love tools, sports gear, and all things related to building and creating, this ETF focuses on companies that produce those types of goods. It’s a good way to get exposure to the consumer brands I love.

iShares MSCI All Country World Index ETF (ACWI)“Since I want to travel the world someday and enjoy my golden years, I’d like to diversify my investments globally. This ETF gives me exposure to international markets, and I’m all about securing my future no matter where the opportunities are.”

Eric’s Stocks

Tesla (TSLA)“I’m all about innovation, and Tesla’s revolutionizing the automotive industry. Plus, I’ve always had a thing for cars—especially muscle cars. Tesla’s electric vehicles and their push toward a sustainable future resonate with my desire to build something great.”

Home Depot (HD)“As a handyman, Home Depot’s the go-to place for tools, building materials, and DIY projects. Investing in a company I already love and frequent would make a lot of sense. It’s reliable and tied to my passion for creating and fixing things.”

Nike (NKE)“I’ve always had a competitive edge, especially with sports, and Nike’s brand is synonymous with that. They’re not just about shoes; they represent strength, performance, and pushing yourself to the limit. Plus, I’m sure a lot of folks would agree—Nike’s one of those companies that never stops innovating.”

Caterpillar (CAT)“I’m into things that are built to last, and Caterpillar’s heavy machinery and equipment are the epitome of that. Whether it’s construction, mining, or farming, Caterpillar’s equipment is essential for getting big projects done, and they’ve been a leader in the industry for years.”

Eric’s Short-Sells

General Electric (GE)“GE has struggled to keep up with the times and maintain its status as a leader in the industrial sector. The company has faced leadership issues, restructuring, and a decline in its core business. I’d be skeptical about GE’s ability to make a strong comeback, so I am short selling this one.”

Macy’s (M)“Retail’s been going through a lot of changes with the rise of e-commerce, and Macy’s, while still a household name, is struggling to adapt. With the shift to online shopping and changing consumer habits, Macy’s brick-and-mortar stores could face a tough road ahead. I’d short sell it because I don’t see it bouncing back as easily as other retailers that are embracing e-commerce fully.”

Eric Overall

Eric’s portfolio has a focus on broad-range (with his wide-net ETFs) and durable sustainability. His choice of Tesla can be seen as a bit riskier – but that is to help him reach his long-term goals.

Amira is a creative and empathetic individual who thrives in the world of art and self-expression, always seeking to inspire and uplift those around her.

About Amira

She can be described as:

  • Artistic
  • Empathetic
  • Free-spirited
  • Optimistic
  • Gentle soul

Her money habits are:

  • Amira is not particularly concerned with material wealth, and often prioritizes her artistic pursuits over financial gain.
  • She’s prone to splurging on art supplies and travel, but is also happy to live simply and within her means.
  • Amira believes in the power of abundance and manifestation, and trusts that her financial needs will be met as long as she stays true to her artistic vision.

Her goals and motivations are:

  • Amira’s short-term goal is to complete her latest art project, a series of paintings inspired by her travels around the world.
  • Her long-term goal is to open her own art studio, where she can teach and mentor young artists.
  • Amira is motivated by the desire to spread joy and positivity through her art, and to make a difference in her community.
  • Amira has a habit of talking to her paintings as if they were people, and often gets lost in her own creative world.
  • She’s a bit of a hopeless romantic, always believing in the best in people and situations.

Amira’s Investing Portfolio

Amira’s investing portfolio is a mix of ETFs and stocks.

Amira’s ETFs and Mutual Funds

iShares MSCI ACWI Low Carbon Target ETF (CRBN)“I believe in the power of sustainability and want to make a positive impact on the environment. This ETF focuses on companies with lower carbon emissions, which aligns with my values of environmental consciousness and creating a better world for future generations.”

iShares Global Clean Energy ETF (ICLN)“I feel deeply connected to the idea of clean energy and sustainability. This ETF invests in companies involved in renewable energy, like solar and wind, which speaks to my desire to support the future of sustainable technologies and protect the planet.”

YWCA Women’s Empowerment ETF (WOMN)“I really appreciate the mission behind the YWCA Women’s Empowerment ETF (WOMN). It aligns with my desire to uplift others and make a positive impact in the world. The focus on women’s empowerment, gender equality, and social justice really resonates with me, especially because I believe in spreading joy and positivity.”

Amira’s Stocks

Etsy (ETSY)“I love Etsy because it’s a platform that empowers independent artists, crafters, and creators like me to share our unique work with the world. It really resonates with my passion for creativity and supporting other artists who are following their own artistic visions.”

Adobe (ADBE)“As an artist, Adobe is a brand I deeply admire. Their tools are essential for digital creators like myself, and I love how they empower people to express their creativity. Investing in Adobe feels like supporting a company that fuels the artistic process and encourages innovation in the creative world.”

Beyond Meat (BYND)“I’m really drawn to Beyond Meat because of its commitment to sustainability and compassion. As someone who values ethical choices, I love that they are transforming the food industry by offering plant-based alternatives to meat. It aligns with my belief in supporting companies that prioritize the planet and promote healthier, more sustainable lifestyles.”

Amira’s Short-Sells

ExxonMobil (XOM)“Given my strong commitment to sustainability and protecting the environment, I would likely consider short-selling ExxonMobil. The company’s heavy involvement in fossil fuels and the significant role it plays in climate change doesn’t align with my values. I’d rather support companies that prioritize the planet’s well-being over profit.”

Altria Group (MO)“As someone who deeply values empathy and health, I’m not comfortable supporting a company like Altria, which is heavily invested in the tobacco industry. The health risks associated with smoking and the industry’s past of misleading advertising don’t align with my desire to promote well-being and social responsibility.”

Amira Overall

Amira’s portfolio is strongly based on her personal convictions and putting her money where her mouth is – not so much looking for a profit or short-term gains.

Chet is a laid-back and carefree individual who lives in the moment, often prioritizing short-term pleasures over long-term consequences.

About Chet

Chet portrait

He can be described as:

  • Lazy
  • Impulsive
  • Fun-loving
  • Avid gamer
  • Loves instant gratification

His money habits are:

  • Chet is impulsive with his spending, often buying things online without thinking twice about the cost or whether he really needs them.
  • He has a hard time saving money, and rarely thinks about planning for the future or setting financial goals.
  • Chet loves to treat himself to new gadgets, video games, and other luxuries, even if it means going into debt.
  • He often relies on credit cards or loans to get by, and has a tendency to ignore his financial problems until they become too big to ignore.

His goals and motivations are:

  • Chet’s short-term goal is to level up in his favorite video game and beat his friends’ high scores.
  • His long-term goal is… well, he doesn’t really think that far ahead.
  • Chet is motivated by the desire to have fun and enjoy the present moment, without worrying too much about the future.

Chet’s Investing Portfolio

Chet’s investing portfolio is a mix of ETFs and stocks.

Chet’s ETFs and Mutual Funds

Invesco QQQ ETF (QQQ)“I’m all about tech, and the QQQ tracks some of the biggest names in tech like Apple, Amazon, and Google. This is perfect for me since I love gadgets and gaming, and this ETF is packed with the companies behind them.”

VanEck Video Gaming and eSports ETF (ESPO)“Since I’m a huge gamer, the ESPO ETF is right up my alley. It focuses on the gaming and eSports industries, so I can invest in the companies making the games and tech I love.”

SPDR Consumer Discretionary Select Sector ETF (XLY)“I love treating myself to the latest gadgets, and the XLY ETF focuses on consumer-focused companies like Amazon and Tesla. It’s a good match for my spending habits, since it’s all about those fun, discretionary purchases.”

Chet’s Stocks

Electronic Arts (EA)“Since I’m a huge gamer, I’d definitely go for Electronic Arts. They make some of my favorite games, like FIFA and Apex Legends, and they’re a major player in the gaming industry.”

Tesla (TSLA)“I’ve always been fascinated by Tesla’s tech, and their electric cars are the future. Plus, they’re always coming up with cool new innovations. I’d buy Tesla because it’s exciting and a fun company to follow.”

Nvidia (NVDA)“I’m all about gaming, and Nvidia makes some of the best graphics cards for gaming PCs. They’re at the top of their game in terms of tech and innovation, so investing in Nvidia just makes sense to me.”

Amazon (AMZN)“I buy so many things on Amazon, and I know I’m not alone. They dominate e-commerce and are always innovating. I’d pick up Amazon stock because they’re not just about shopping—they’re into tech, cloud computing, and entertainment, which is all stuff I’m into.”

Chet’s Short-Sells

Pfizer – PFE“I’m not really into investing in the big pharma industry. It feels too slow and conservative for me. I short-sell a stock like Pfizer, since they don’t excite me the way tech companies do. Plus, there’s a lot of volatility in the sector, so I bet against it.”

Macy’s – M“I’m all about the convenience of online shopping, and I know a lot of people feel the same way. I short-sell a traditional retailer like Macy’s because their business model doesn’t match the way people are shopping these days. They’re too stuck in the past, and I don’t think they’ll keep up with e-commerce.”

Chet Overall

Chet’s portfolio has a lot of technology – focus on growth and consumer goods, but not very diversified. This means he can make big gains if the tech sector does well while he is investing, but is pretty risky if tech takes a downturn.

April is Financial Literacy Month, and we are celebrating with our 6th annual Spring Financial Literacy Challenge!

About The Challenge

The April Financial Literacy Challenge is our annual free world-wide budgeting and investing competition open to all K-12 schools. Students will be challenged to build and maintain a budget for a simulated year – 6 months as a college student with a part-time job, and 6 months as a freshly-graduated full-time worker. As students play through the budgeting game, they have the opportunity to transfer some of their savings to their Stock Game brokerage account to build up an investment portfolio and compete in the investing portion of the challenge!

Join our Kick-Off Webinar!

webinar

To help teachers get ready for the challenge, we are holding a kick-off webinar at on March 19, 2025 at 11am (Eastern Time)!

You can register to either join the webinar live, or request a recording by clicking here!

Remember – registration is open now and is completely free to enter!

We hope you are as excited as we are, because we have some major updates for your classes this Spring!

From financial math and calculators, to comparison shopping games, to bug fixes and improvements, stay tuned to see what we have in store for your spring classes!

If you want to learn more about these new features, watch our webinar here!

Update 1: Comparison Shopping Mini-Game

comparison shopping

First up is our new Comparison Shopping Mini-Game. We call it a “mini-game” because it is a short game added to our Personal Budgeting Game. Students can practice their comparison shopping skills every weekend of the game by choosing “Household Chores”.

Update 2: New Financial Math Lessons

financial math

Next up, we have a major addition to our Financial Math Lesson Library – 6 new lessons covering everything from future value to vacation planning, and mortgage payments to logarithms!

Update 3: Snowball Debt and Avalanche Lesson

debt snowball

By popular demand, we’ve added a new lesson on Accelerated Debt Repayment Strategies, featuring the Debt Snowball and Debt Avalanche approaches! This has been added to our “Credit” unit of our Personal Finance Curriculum Library.

Update 4: New Calculators Released

Next, we’ve released 8 new and updated interactive financial calculators! This includes our new house payment calculator (combining a mortgage payment calculator with PMI, homeowner’s association, escrow, and more), a Rent vs Buy comparison, an updated Millionaire Calculator, and more!

Update 5: Budget Game Update

budget

Last but not least, we’ve released a major re-working of the budget game monthly sequence of play! Now students will create their monthly Savings Goals, choose what to do over the weekend, and complete the month as their own separate Events in the game, instead of tying into the “die roll” used to move forward through time. This will help ensure students monthly activities happen in sequence, with less confusion when many events might happen in a single roll.

We hope you are as excited for these updates as we were building them!

Happy Learning!

-The PersonalFinanceLab Team

To celebrate the New Year, everyone here at PersonalFinanceLab is excited to announce our brand-new calculators, available now for all Personal Finance classes as part of our Financial Literacy Curriculum!

About The Calculators

Each calculator was developed and released to be part of a lesson on financial literacy – this semester we focused mainly on compound interest, loans, and debt repayment.

Note: to preview each calculator, you will need to log into your PersonalFinanceLab teacher account. If you do not yet have an account, sign up for our Teacher Test Drive to try it out!

Compound Interest Calculator

This was the first new calculator we released back in the Fall of 2024. This basic calculator shows how an investment grows over time, and even includes a breakdown of how different types of compounding impact how an investment will grow.

compound interest

See The Calculator

Saving to be a Millionaire Calculator

Our Saving to be a Millionaire calculator has been one of our most popular for almost 10 years – which is why this semester we released a huge update and modern version for classes!

The Millionaire Calculator asks students their current age, target age, how much they can afford to save each month, and how much they expect to earn on their investments. It then projects out into the future to see if they can reach a million dollars by their target age. If not, it provides suggestions (such as increasing your monthly savings, or targeting a higher rate of return) to try to help hit their goal.

millionaire

See The Calculator

Future Value Calculator

Our Future Value Calculator is an addition to one of our new financial math lessons on – you guessed it – future value! This simple calculator shows students how much a potential investment will be in the future, including factoring in different types of compounding.

See The Calculator

Mortgage Calculator

Our Mortgage Calculator is a feature in our new financial math lesson on Mortgage Math and Ratios, and shows students their amortized payment breakdown for the entire duration of a mortgage loan. Students can choose their home price, interest rate, down payment, and even mortgage term. What sets this calculator apart is that it even includes PMI as a factor in payments, until PMI is no longer required.

mortgage

See Calculator

Mortgage Payment Calculator

Our Payment Calculator is the first calculator we introduced as part of our Rent vs Buy financial math lesson. This calculator replicates the “PMT” function of common spreadsheet applications, but is supercharged specifically for mortgages by also including homeowner’s association, home maintenance costs, PMI, and escrow (property tax and homeowner’s insurance) payments into the combined function – giving students a much more accurate picture of how much monthly costs to truly expect when buying a home.

mortgage payment

See Calculator

Equity Calculator

Our Equity Calculator is the second calculator we introduced as part of our Rent vs Buy financial math lesson. This calculator is used to illustrate to students how making regular payments on an amortized loan builds up equity over time – and that equity is an important factor in the final take-home cash when selling a home.

equity calculator

See Calculator

Rent vs Buy Calculator

This is the final calculator we introduced as part of our Rent vs Buy financial math lesson. This calculator combines the detail of the Mortgage Payment Calculator, the equity built over time from our Equity Calculator, and uses Future Value calculations to project a person’s net worth if they were to rent (investing the cash they have available in down payment now) vs buy (using money saved from total mortgage payment being less than rent to invest in the future).

It then provides students with a clear projection of both scenarios based on their inputs (including how long until they next plan to move), and a clear “winner” for their own personal situation!

rent v buy

See Calculator

Debt Snowball and Avalanche Calculator

This calculator is a cornerstone of our new lesson on the Debt Snowball and Debt Avalanche accelerated debt repayment strategies. This calculator takes a set of existing debts (which may be amortized – like a car loan, or revolving – like a credit card), and applies both the Debt Snowball and Debt Avalanche repayment strategies to each, so students can visualize how their debt repayments might differ (including which is the cheapest total and which gets out of debt the fastest for their unique scenario).

calculate

See Calculator

We have new calculators (and updates to our old ones) coming throughout the Spring and Summer – we hope you are excited to use these in class as we were to build them!

Happy Learning!
-The PersonalFinanceLab Team

We are excited as ever to announce the latest addition to our Personal Finance Curriculum Library – our interactive lesson on Debt Snowball and Debt Avalanche!

What is a Debt Snowball and Avalanche?

Debt Snowball and Debt Avalanche refers to two accelerated debt repayment techniques, which can save a person trying to get out of debt tens of thousands of dollars, and pay off their debts years faster than when making minimum payments. The concept works by taking a little extra cash each month, and paying off each debt one at a time. When each debt is paid off, that debt’s payment is “rolled” into the next debt as additional payments towards principle. So while your total monthly payments stay constant through the payment plan, debts get paid off faster and faster as time goes on.

The primary difference between “Debt Snowball” and “Debt Avalanche” is the order that you would pay off each debt – and you can read the full lesson to learn more!

Note: you will require a PersonalFinanceLab login to access this lesson. If you do not already have a teacher account, you can sign up for our Teacher Test Drive to access!

Calculator Included!

The best part of our latest lesson is that it includes an interactive calculator to visualize exactly how each debt is paid off, with each method – making it easy for students to see these payment plans in action!

The Debt Snowball and Avalanche lesson is just the latest addition to our Financial Literacy Resource Library, included with our stock and budgeting games for all classrooms! We hope your students take away the fact that powerful techniques exist to help them stay on top of their finances!

Happy Learning!

-The PersonalFinanceLab Team

Financial math is more important than ever – and we are here to support teachers along the way! These new topics generally build on the more basic lessons in our personal finance curriculum library, with additional complexity and examples to make them at home in a class focusing on financial algebra.

About Each Lesson

This spring, we are dropping one of our most exciting content updates yet – with 6 new lessons focusing on topics in financial algebra. These topics include our lesson on Limits and Logs, Discretionary Expenses & Central Tendency, Planning a Vacation on a Budget, Future Value and Investment Returns, Mortgage Math and Ratios, and Rent vs Buy: Which Home is Right For You!

You can find more information on each lesson below. To view the lessons, you will need to be logged in with your PersonalFinanceLab teacher account, or sign up for our free Teacher Test Drive!

Limits and Logs – Personalized Spending and Saving

Our first lesson teaches students about creating a model featuring decreasing returns to scale by leveraging logarithms in a function, and jumping from logs to limits to show how even summing an infinite series can still have a maximum point.

This is done through the lens of understanding their own personal spending and saving preferences to answer the fundamental question: how much is a dollar tomorrow worth to you today?

View Lesson

Discretionary Expenses – Understanding Central Tendency

This lesson is all about understanding mean, median, mode, and what a “skew” means for each. The lesson also incorporates histogram charts to show how “mode” measures can be applied in a wide range of comparisons, and is anchored in examples of a student trying to understand how their current spending habits compare to their peers – and what it means for their long-term savings goals.

View Lesson

Vacation Vibes: Planning a Vacation on a Budget

poutine

This lesson is all about variables – independent, dependent, lurking. Then it jumps across into central tendency, all in the service of planning the perfect (and most affordable) vacation!

Students walk through comparing hotel and flight costs for 5 different cities, then jump into measuring “wish-list” food costs to establish a complete (and accurate) budget for the trip

View Lesson

Future Value Unlocked: How Today’s Investments Shape Tomorrow’s Wealth

comparison

This lesson is all about Future Value, and hammering home how the formula comes into play in a variety of lifetime financial decisions. The lesson starts with a basic reminder on compound interest, grows into examples with savings accounts, saving to buy a car, and finishes with showing how to use the Future Value formula to evaluate complex spending and saving decisions across multiple time horizons.

View Lesson

Mortgage Math and Ratios

Our lesson on mortgage math and ratios focuses on all the math that goes into buying a home. We start out by talking about key affordability ratios (both how they are calculated and why they are important), and transition into down payments, bank risk & PMI, the nuts and bolts of amortization, refinancing, total profit (or loss) on the sale of a property, and pack it all in together with our advanced Mortgage Calculator, with dynamic graphs for students to easily visualize everything happening behind the scenes!

View Lesson

Rent vs Buy: Which Is Right For You

rent vs buy

Our final new lesson talks about the complex decision of choosing to buy or rent. It walks through the Opportunity Cost of using a down payment towards another investment, factoring increases in rent and home ownership over time, walks through both future value and mortgage payment formulas (both long-form and spreadsheet formulas).

The lesson concludes with a one-of-a-kind calculator that takes a student’s inputs for two different properties (one rented and one buying), and shows the financial impact of both choices for as long as they intend to live in the home.

View Lesson

These new lessons are not just great for financial math – the inclusion of many integrated calculators makes them a great addition to every personal finance class! Stay tuned for our next update with even more resources for your class!

Happy Learning!

-The PersonalFinanceLab Team

Knowing how to comparison shop for the best deal is a a fundamental skill for every consumer. Different package sizes, different perceived quality, and different prices can be confusing to navigate, especially for young people. This is why we are so excited to add our “Comparison Shopping” mini-game to our personal budgeting game!

How The Comparison Shopping Game Works

The Comparison Shopping game launches as part of our Weekend Events, launching when the user chooses to take care of their Household Chores for the week.

weekend choice

This will take the user to the grocery store, where they need to stop in for 3 items on their shopping list. For each item on their list, they will see 3 alternatives, each with its own price, quantity, and quality score.

grocery figures

The challenge for students is to balance the Quality, Quantity, and Price for each of the alternatives to choose which option to buy.

Game Scoring

After the user chooses all 3 items, they are taken to the “checkout” for their final score:

grocery scoring

Two types of points are earned:

  • Quality of Life points, which is based on the Quality Score and Quantity of each of the items they chose
  • The Smart Shopper Bonus, which is extra bonus points added straight to the user’s Game Score. These bonus points are earned if the user chose the “best value” for each option – quality per quantity per price.

As some items will randomly go on-sale with each visit to the grocery store, the “best deal” might change from week to week – keeping users on their toes!

The Comparison Shopping game joins the Wealth Whiz Quiz in our new suite of mini-games to keep students engaged – and learning – as they play through the budgeting game! We hope your class has as much fun playing the game as we did building it!

If you want to try either of our mini-games, but your school does not yet have a license for PersonalFinanceLab, you can sign up for our Teacher Test Drive to give it a spin!

Happy Learning!

-The PersonalFinanceLab Team.

In today’s complex financial landscape, Arizona teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Arizona’s History and Social Science Standards.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Arkansas teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Meeting Arkansas Personal Finance Standards with PersonalFinanceLab

The Arkansas financial literacy requirements emphasize equipping students with the knowledge and skills needed for lifelong financial well-being, covering crucial topics such as employment, credit, money management, insurance, and savings/investing. The Arkansas personal finance standards, developed in collaboration with the Arkansas Financial Education Commission, articulate clear expectations for personal finance education, requiring schools to address these core competencies through various methods such as a stand-alone personal finance or economics course. These personal finance education requirements include concepts like creating a budget, understanding interest rates, managing debt, and making informed investment decisions.

Click on the link below to see how our learning materials align specifically to Arkansas Personal Finance Standards.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, California teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to California’s Financial Literacy Standards.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Colorado teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Colorado’s Personal Financial Literacy Expectations Standards Alignment.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Delaware teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Delaware’s Financial Literacy Standards.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Florida teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Florida’s Social Studies Standards Financial Literacy Strand.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Georgia teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Georgia Social Studies Standards.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Idaho teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Idaho Financial Literacy Content Standards.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Illinois teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Illinois Social Studies Standards.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Indiana teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Indiana Financial Literacy Standards.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Iowa teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Iowa’s Social Studies Standards.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Kentucky teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Kentucky’s Academic Standards for Career Studies.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Louisiana teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Louisiana Student Standards for Social Studies.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Maine teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Maine Standards for Financial Literacy.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Maryland teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Maryland’s Personal Financial Literacy Education.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Massachusetts teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Massachusetts Personal Financial Literacy Curriculum Frameworks.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Michigan teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Michigan Social Studies Standards.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Minnesota teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Minnesota Personal Finance Standards.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Mississippi teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Mississippi Personal Finance Course Outline.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Missouri teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Missouri Personal Finance Course Level Expectations.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Nebraska teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Nebraska’s Financial Literacy Standards.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Nevada teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Nevada’s Social Studies Academic Content Standards.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, New Jersey teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to New Jersey’s Personal Financial Literacy Standards.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, New York teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to New York Career and Financial Management Curriculum Framework.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, North Carolina teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to North Carolina Economics and Personal Finance Standards.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Ohio teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Ohio Financial Literacy Standards.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Oklahoma teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Oklahoma Personal Financial Literacy Standards.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Pennsylvania teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Pennsylvania Personal Finance Standards.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Rhode Island teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Rhode Island Financial Literacy Standards.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, South Carolina teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to South Carolina Economics and Personal Finance Curriculum.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Tennessee teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Tennessee Personal Finance Standards.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Texas teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Meeting Texas Financial Literacy Standards: Resources for Your Class

The Texas Essential Knowledge and Skills (TEKS), which outline the personal finance education requirements for graduation from a Texas high school, emphasize the need for students to develop a strong understanding of fundamental economic concepts and personal financial management skills. These personal finance standards also include a focus on developing essential skills for financial planning, preparing students for the real-world demands of making informed decisions regarding their own personal finances. PersonalFinanceLab provides resources to help teachers implement these personal finance standards, offering both a full personal finance course and lessons that align with the Texas curriculum standards and support career education.

Click on the link below to see how our learning materials align specifically to Texas Essential Knowledge and Skills (TEKS).


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Utah teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Utah’s Financial Literacy Standards.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Washington teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Washington Financial Education Standards.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.

In today’s complex financial landscape, Virginia teachers have a unique opportunity to shape the financial futures of their students, and it starts with providing them with the right resources to learn. PersonalFinanceLab was designed to engage your students with hands-on learning experiences, making complex financial concepts more accessible and fun to learn. 

Click on the link below to see how our learning materials align specifically to Virginia Financial Literacy Standards.


Learning Materials

When you get a site license on PersonalFinanceLab, you get more than just the self-grading lessons and the fully customizable Budget and Stock Games. You also get a host of ready-to-go course outlines, lesson plans, presentations and financial literacy videos. Everything you need to supplement your existing curriculum, and bring personal finance to life!

Course Outlines

If you’re new to teaching personal finance, you’ll find everything you need to structure your course in each of our course outlines. You’ll have time estimations per activity as well as a suggested sequence of tasks that make the most of the games and lessons available on PersonalFinanceLab.

18-Week Course Outline

Includes a pacing guide for a personal finance course with teacher packets, student packets, grading rubrics and class activities.

9-Week Course Outline

Includes a pacing guide for a shorter timeframe, with teacher packets, student packets, grading rubrics and class activities.

3-Week Enrichment Course

For afterschool programs, summer programs or condensed courses to make the most of PersonalFinanceLab in little time.

Lesson Plans

Our team is adding new lesson plans all the time to our collection of downloadable pdfs on investing, personal finance and economics topics. Each one includes challenge questions and key vocabulary words to review with your class. You’ll also get suggested individual, group and full class activities that reinforce key financial literacy standards with fun and engaging projects or tasks.

Presentations

You will also get access to dozens of presentations (available in both PowerPoint and Google Slides) covering topics like:

  • What is Money?
  • Credit Cards
  • Work vs Study
  • Protecting Against Fraud
  • Opportunity Cost

Financial Literacy Videos

Did you know, we also make our own animated videos? Not only do we have tutorial videos for how your students can invest in all the different asset classes, (stocks, bonds, mutual funds, cryptos etc.) as well as how-to videos on how to play the Budget Game. But we have a growing list of short videos that teach your students about key concepts. Check out one of our latest videos on Compound Interest, or click this button to see our full Video Library.