Ryan is a charismatic and confident entrepreneur who effortlessly navigates the cutthroat world of high-stakes business deals with his quick wit, sharp instincts, and infectious charm.
About Ryan
He can be described as:
- Bold
- Social
- Business savvy
- Isn’t afraid to be the “bad guy” in a business deal
His money habits are:
- Tia is a master of budgeting and financial planning, always seeking to optimize her expenses and investments through clever life hacks and research.
- She’s a fan of automating her finances, using apps and tools to streamline her savings and investments.
- Tia is a bargain hunter, always on the lookout for deals and discounts.
- She loves to buy and sell products on eBay.
- She’s a firm believer in the power of compound interest, and is always looking for ways to maximize her savings and investments.
His goals and motivations are:
- Tia’s short-term goal is to complete her education and become a certified math teacher, inspiring the next generation of math whizzes.
- Her long-term goal is to create a comprehensive online resource for math education, providing accessible and engaging learning tools for students of all ages.
- Tia has a secret love for competitive puzzle-solving, and often spends her free time solving complex math problems and brain teasers.
Ryan’s Investing Portfolio
Ryan’s investing portfolio is a mix of ETFs and stocks.
Ryan’s ETFs and Mutual Funds
ARK Innovation ETF (ARKK) – “This is all about disruptive technology. With my startup ambitions and drive to stay ahead of the curve in the tech world, this ETF would be a natural fit. It’s loaded with stocks that could revolutionize industries, like Tesla and CRISPR, which could give me both the high growth and excitement I’m looking for.”
SPDR S&P 500 ETF Trust (SPY) – “It’s hard to ignore the stability of the S&P 500. While I like to take risks, I’d still want a foundation of steady growth. This ETF gives me exposure to the top 500 companies in the U.S., and it’s a smart way to balance my portfolio while riding the growth of America’s leading businesses.”
VanEck Vectors Luxury Goods ETF (LUX) – “Given my weakness for luxury items—cars, watches, and suits—I’d definitely want to take advantage of the luxury goods market. This ETF focuses on global luxury brands like LVMH and Richemont. It’s a way to capitalize on a sector I’m personally invested in, while also diversifying my portfolio.”
Ryan’s Stocks
Tesla (TSLA) – “As someone who loves fast cars and thrives on disruption, Tesla would be a no-brainer. Elon Musk’s company is at the forefront of electric vehicles and renewable energy, and it has huge growth potential. Plus, owning a piece of Tesla would give me a front-row seat to the future of the automotive and energy sectors.”
Nvidia (NVDA) – “With my focus on tech innovation and the future, Nvidia’s position in the AI, gaming, and data center industries is exactly where I want to be. AI and machine learning are areas that I’d want to be heavily invested in, and Nvidia is a leader in this space with major upside potential as AI continues to take over.”
Square (SQ) – “As someone with business savvy, I’m always looking for innovative ways to disrupt traditional financial systems. Square, with its focus on simplifying payments and financial services for businesses, is a leader in fintech. With the continued rise of digital payments, Square is a stock I’d want to hold to capitalize on this booming sector.”
Ralph Lauren Corporation (RL) – “Ralph Lauren represents classic American luxury, offering high-end fashion, accessories, and home goods. The brand’s presence both in the U.S. and internationally makes it an appealing choice for me. Ralph Lauren’s ability to blend timeless style with modern luxury and its push into global markets make it a stock I want in my portfolio.”
Ryan’s Short-Sells
Netflix (NFLX) – “Netflix has been a leader in streaming, but the competitive landscape has become more intense, with services like Disney+, Amazon Prime Video, and HBO Max all making significant strides. Netflix’s reliance on increasing subscription prices while trying to fight off password sharing might lead to subscriber losses. Add to that the pressure from growing content costs and competition, and I’d consider shorting Netflix as it may face growth struggles in the future.”
Coinbase (COIN) – “The cryptocurrency market is notoriously volatile, and with recent regulatory challenges, I think Coinbase is facing an uphill battle. While crypto has its place, the uncertainty around regulations and market fluctuations make Coinbase a risky bet. I’d short-sell this stock, betting on the turbulence to weigh it down.”
Ryan Overall
Ryan has a focus on innovation and luxury – ventures that can be highly profitable, but can also be very risky. To keep himself grounded, he does keep the SPY ETF in his portfolio (giving him a wide, diversified base), but he might want to rebalance his portfolio quickly if bad economic news started making headlines.